Qualify Based on Your Property's Income, Not Your Personal Income.
Grow your real estate portfolio with DSCR loans designed for rental property investors. No tax returns, W-2s, or personal income verification required.
Momentum Mortgage Group helps investors secure financing in most states across the U.S. so you can focus on building wealth through real estate.
DSCR financing gave us the freedom to scale our rental portfolio without relying on traditional income documentation. The process was smooth and efficient.
Based on your property's cash flow, not your paycheck.
No tax returns, W-2s, or pay stubs required.
Finance more properties and build long-term wealth.
DSCR loans available in most states nationwide.
Quick closings so you can move on the right deals.
Identify a rental property that meets your goals.
We evaluate the property's income potential (DSCR).
No personal income docs. Simple, investor-friendly qualification.
Move fast and secure your next investment opportunity.
Finance single-family, multi-family, condos, and more.
Perfect for Airbnb, VRBO, and vacation rentals.
Scale your real estate portfolio with confidence.
Every investor is different. We build solutions around your goals.
Learn how DSCR loans work and why investors love them.
Compare the key differences and see which option is right for you.
How to leverage rental income to grow your investments.
See which states allow DSCR loans without a state license.
DSCR loans are available in most states across the U.S. without the need for a state mortgage license. A few states do require licensing, including Arizona, California, Idaho, Michigan, Minnesota, Montana, Nevada, Oregon, Utah, Vermont, and Virginia. Contact us to confirm availability for your location.
We can help investors in most states without requiring a state license.
Our experienced mortgage professionals are here to help you secure the financing you need to take your next investment to the next level.
Conventional investment loans review your personal income, tax returns, and debt-to-income ratio. DSCR loans review the property's rental income instead.
Conventional financing requires full personal income documentation. DSCR financing requires no personal income verification.
Because qualification is based on the property, DSCR loans can make it easier to finance multiple properties as your portfolio grows.
